Terms of service and privacy policies
Wikibinance strives to ensure that all information contained on pages stored by us or wikibinance subdomains is accurate and up-to-date. However, we cannot be held responsible for the content of external websites linked to throughWikibinance. Third-party content is accessed at the user’s own risk.
Wikibinance cannot be liable for any loss or inconvenience due to its reliance on any material contained on this page.
We respect your privacy. This Privacy Policy applies to personal and customer information (information) obtained by Wikibinance through our Website, as well as our web browser extension or any other source to which this Policy is linked or referenced.
The types of information we obtain.
Non-personal information:
When you visit Wikibinance, our system receives information about your use of our Website through automated means, including but not limited to web server logs, JavaScript and similar technologies.
By voluntarily providing us with personal information, including but not limited to, using the Website, you expressly and non-cancel us to use your personal information in accordance with this Privacy Policy. If you provide personal information to us, you acknowledge and agree that such personal information may be transferred from your current location to the website’s servers and authorized third-party servers unless permitted by applicable law.
We may collect the following types of personal data relating to our current or potential individual visitors:
Contact information;
- b) Your IP address and unique mobile device identification numbers (such as your device ID, ad ID, MAC address);
- c) Data about your device, such as manufacturer, operating system, browser type and language;
- d) Broad location data;
- e) Accurate positioning data;
- f) Data we collect using cookies and similar technologies
- g) The data we receive if you link a third-party tool to the Service (such as Facebook, Google or Vkontakte);
- h) Data for advertising and analytical purposes, so that we can provide you with better service;
- i) Your message to the Service (such as any feedback you have sent to your browser type);
- j) information about the use of our website (e.g., visited pages, geographical location, time on the website, online transactions);
- k) interests related to online marketing; and/or
- l) Other data that you choose to provide to us.
More information:
(a) Sometimes, we reserve the right to obtain information about legal entities visiting our Website, through their representatives.
(b) We may obtain information about a legal entity’s website, the name of the legal entity, the contact information of the legal entity, including business emails, the country of establishment and links to the ICO of the legal entity (if any).
We may use our web browser extension to retrieve the information described in this Policy. Our web browser extensions can only access specific information that you have explicitly granted access to. We cannot and do not track your browsing history.
How do we collect information?
We may only collect personally identifiable information such as your email and name if you voluntarily send that information to us. You can always refuse to provide personally identifiable information. We may collect non-personally identifiable information about you whenever you interact with our Website.
We use non-personal information for the following purposes:
(a) to prevent you from seeing unnecessary ads or asking you to re-enter the Site more than necessary;
(b) to calculate the total number of visitors to our Website and which part of the Site is most popular;
(c) to improve the content of our websites and to customize the content and layout of our pages;
(d) provide the information you request from the Website, such as an article, news, review, analysis, etc.;
Areas where we may use your personal information include, but are not limited to, providing you with email newsletters, feedback and especially the ability to comment on articles, forms of interaction. If you provide us with your email address, you may receive periodic promotional emails from us and carefully selected partners with information regarding special offers or services in case you focus on such actions from our part. You may also receive emails providing information from us regarding administrative notices relating to the operation of the Site.
We may share your information with the following types of third parties:
- a) technical support providers that support our website and infrastructure,
- b) a third-party software provider where the provider stores relevant personal data on our behalf;
- c) professional advisors such as lawyers, accountants, tax advisers, auditors and insurance brokers;
- d) suppliers who help us create and collate reviews related to our goods and services;
- e) our advertising and promotional agents conduct marketing campaigns on our behalf and to advertise their own products or services that you may be interested in; and/or
- f) service providers that support us in providing our services.
We may share your information with law enforcement or government agencies.
We may disclose your personal data when permitted by law to investigate, prevent or take action in connection with illegal activities, suspected fraud, violations of our intellectual property rights, situations involving potential threats to the physical safety of any person, in violation of our agreements, or as required by law.
Cookies
Cookies are files with a small amount of data that can include some uniquely anonymous identifiers. Cookies are sent to your browser from the Website and stored on your computer’s hard drive.
Like many websites, we use “cookies” to gather information. We use cookies on our Website to collect data on your visits and allow you to navigate from page to page, count visits, and see which areas and features on our Site are common. This helps us gather feedback to constantly improve the website and serve our customers better. Cookies do not allow us to collect any personal information about you and we do not normally store any personal information that you have provided to us in your cookies.
You can control and/or delete cookies if you wish. You can delete all cookies already on your computer, and you can place most browsers to prevent them from being stored in them. However, if you do this, some of the services and functions of our Website may not work.
Save data
We will retain your information for as long as necessary to provide services to you or as required to fulfill our legal obligations. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements.
By contacting us at the address….. , you can receive confirmation at any time about whether personal data related to you is being processed or not.
Privacy complaints
We take privacy concerns seriously. If you believe that we have not complied with this Privacy Policy regarding your information, you can contact our Data Protection Office at ….
In your letter, please describe in as much detail as possible the ways in which you believe the Site’s Privacy Policy has not been followed. We will investigate your complaint immediately and will respond to you within 30 days.
How we protect personal information
We maintain administrative, technical and physical safeguards designed to protect the personal information we have about you from destruction, loss, alteration, access, disclosure or accidental, illegal or unauthorized use.
We have taken appropriate security measures to prevent your data from being accidentally lost, used or accessed in an unauthorized, altered or disclosed manner. In addition, we limit access to your data to employees, agents, contractors and other third parties with business needs. They will only process your data in accordance with our instructions and they are subject to confidentiality obligations.
We have taken steps to deal with any suspected data breach and will notify you and the competent regulatory authorities of the breach that we are legally compelled to do so.
Changes to privacy policy
This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our personal information policy. For important changes, we will notify you by posting a prominent privacy policy on our Website that says at the top of the Policy when it was most recently updated.
Children
We do not intend to solicit or collect Personal Information from anyone under the age of 16 or under the legal age in your country, if such information is higher. If you are under the age of 16 or are not of the legal age of your country, you will not provide Personal Information on this Website.
Your rights
You have the right to receive information from us about how we process your personal data, view copies of all personal data held by us, and request that your personal data be modified, edited or removed from our systems. You can also limit, restrict, or object to your data processing. We do not make any decision-making solely based on automated processing, including profiling.
If you have agreed to let us use your data, you can withdraw your consent at any time. Please note that even if you withdraw your consent, we may still rely on the consent you have given as a legitimate basis for processing your personal data before you withdraw your consent.
You may object to our use of your personal data when we have stated that we rely on our legitimate business interests to do so.
Law and harm
Regardless of what is contrary in this Policy, we may preserve or disclose your information if we believe that compliance with laws, regulations, legal processes or government requirements is reasonably necessary; to protect the safety of any person; to solve fraud, security or technical issues; or to protect our rights or property or our visitors.
Wikibinance may share your personal information with law enforcement, data protection agencies, government officials, and other authorities when Wikibinance is legally bound to do so or to protect the safety of visitors to Wikibinance.
Right to use
When accessing and using the Site, you agree that you may only download content, including text, images, graphics, videos, audio materials, software or any other form, of the Site or any part of the content for personal possession of non-commercial use.
Except for the aforementioned, you are not allowed to copy, reproduce, clone, broadcast, download, store (by any means), transmit, resell, display or play in a public place, adjust or modify in any way the Content for any other purpose of anything other than wikibinance’ prior written permission.
Who we are
Our website address is: https://wikibinance.com.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An Graph string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar Service Privacy Policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that Website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
